Take the First Settlement Offer

Were you or a loved one involved in a personal injury in North Carolina? If you take the first settlement offer from the insurance company might hurt your case.

Question:

Should I take the first settlement offer for my personal injury case?

Answer:

Recently someone called my office who had been seriously injured in North Carolina, and they wanted to know if they should take the settlement offer from the insurance company. By the way, it was the very first offer the insurance company had made. My response to this person was, well, I know that insurance companies run a lot of ads on TV, and they say a lot of things in their ads with slogans such as “We’re on your side,” or “You’re in good hands.” Then, they call you and offer a settlement and act like you’re supposed to take their first offer.

The reality is, no, you should probably never take the first offer that an insurance company makes. To use the words again, in reality, insurance companies like to take money in and they like to never pay it out. If they’re making a first offer, they’re going to see if they can get you to settle cheap. We need to let them know that, no, we’re not going to settle cheap and we’re not going to settle for some ridiculous offer. If it becomes necessary, we’re going to prepare the case for trial, we’re going to plan for the worse and hope for the best. Once the case is prepared for trial, and we know we haven’t given our power away, we might talk and negotiate at that point. If we do, this insurance company is going to know they’re going to have to pay a whole lot more than the kind of settlement offer they’re calling up and making to you at the moment.

If you are on the receiving end of this tactic, call our office. Let us talk to you and, if necessary, let’s meet and let us help you. We’ve dealt with insurance companies for a long time. We know their tactics, we know what they say on TV, and we know how they really are. Call our office and let us help. We’re here to fight for you.


Were you or a loved one severely injured by a negligent person in North Carolina and have questions about if you should take the first settlement offer? Contact experienced North Carolina personal injury lawyer H. Bright Lindler today for a free consultation and case evaluation.

My office takes care of everything, so you can rest and focus your attention on your recovery.

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