North Carolina Motorcycle Accident Lawyer
Motorcycle accidents can ruin someone’s life. You may be seriously injured after getting hit on your motorcycle. You don’t want to get written off by the insurance company when you try to seek justice for your claim. North Carolina motorcycle accident lawyer H Bright Lindler is here to protect your rights. Call right away for a free consultation.
Know Who is Involved in a Motorcycle Accident Claim
In most motorcycle accident cases there are four parties involved. First is the plaintiff. That’s typically you. The plaintiff is the injured party. Next is your North Carolina motorcycle accident lawyer. They will be the ones representing you and your claim. Then you have the liable party. They are the ones who are responsible for harming the motorcyclist. You will be bringing your claim against them. However the last party is the insurance company representing the liable party. This insurance company is the one who’s actually going to fulfill your competition award.
Cases work as follows:
- An accident involving a motorcyclist and another vehicle occurs.
- The liable party is determined through investigation.
- The injured motorcyclist brings a claim against the liable party.
- The insurance company either settles with the motorcyclists lawyer or the case goes to trial where a settlement is determined.
Compensation Award Basics
You can receive compensation for the following damages:
- Medical expenses
- Lost earnings
- Pain and suffering, physical/emotional/mental
Ideally you walk away with a full award. However North Carolina follows something called Modified Comparative Negligence. That means you cannot receive compensation if the insurance company deems you to be more than 50% at fault. You can receive compensation if you are partially at fault though. But if you’re found to be 50% or less at fault, then you will receive a reduced award.
For instance, Matt gets into an accident on his motorcycle. He was going 5 mph above the speed limit. However, Caite changed lanes without signaling which resulted in her hitting Matt. The insurance company says that if Matt wasn’t speeding he may not have been so badly hurt but because Caite blatantly broke traffic laws, she’s mostly at fault. They say that Matt is 30% at fault. In the settlement he is awarded $100,000 but because of his role in causing the accident, he collects $70,000.
Obstacles You Will Face Along the Way
The insurance company is going to be the one thing standing in your way of getting the results you deserve. Unfortunately, you are also relying on them to get you the results you deserve. That’s why it’s so important to have a skilled North Carolina motorcycle accident lawyer to protect your rights.
There are certain things you cannot do when you have been involved in a personal injury claim:
- Don’t delay getting medical attention
- Don’t ignore your doctor’s advice
- Don’t give the insurance company a recorded statement
These are three things that could ruin your claim if you do them.
When you wait to seek medical attention there are a couple of major consequences. You won’t get the treatment your body needs so your pain will likely worsen. You will also raise the suspicions of the insurance company who don’t need a reason to be suspicious of you. They will look at your medical records. If there was a significant gap in treatment, they will try to say that your injuries aren’t as severe as you say they are. They may also try to claim that your injuries happened after the motorcycle accident. They could throw out your claim. It doesn’t matter that you could get to the doctor because you needed to care for your family. They don’t consider excuses. They’re really just looking for a reason to save themselves money by owing you less or nothing.
They will use all the same reasoning to throw out or reduce your claim if you’re not following advice from your doctor. For example, if your doctor suggests you go to physical therapy and avoid lifting anything above your waist, the insurance company can pull up your records and see that you haven’t got to the recommended therapy. They don’t care that you can’t afford time off at work to make it happen. That being said you need to prioritize your wellbeing in this time. It is the most important aspect of your injury claim.
Lastly, the biggest bear trap you will face is the recorded statement the insurance company will ask you to provide. They are going to ask if you are willing to answer some questions and that it will be recorded for them. Always say no. They may sound polite and helpful but they are trained to take your answers out of context. They have experience getting answers that will ruin your claim. Simply saying you’re doing good when they ask how you are can be used against you even though you were just offering pleasantries. Let your North Carolina motorcycle accident lawyer handle the insurance company for you.
Call North Carolina Motorcycle Accident Lawyer H Bright Lindler Today
You deserve to get full and fair compensation. We won’t let the insurance company take advantage of you. H Bright Lindler knows their tricks and knows how to get fair results. Don’t hesitate. Call us today for a free consultation.