3 Workers’ Comp Questions

If you were injured at work in North Carolina and need help, check out this article about 3 workers’ comp questions that we are often asked.

1. What do I do if the insurance company denies my workers comp case?

3 Workers' Comp QuestionsJust the other day someone called me and said they trusted their employer, thought that their claim had been reported, and thought they were going to be treated well after they were seriously injured on the job. They had been a long-time employee and they believed that they were going to be taken care of. What they couldn’t bring themselves to believe was that they weren’t being taken care of. After several months, they realized they weren’t, and they called my office. If this is you, we will immediately spring into action for you.

We will make sure to first get a copy of the file from the North Carolina Industrial Commission to make certain that all the documents that the employer was supposed to file and even you should have filed are either there or make sure, if they’re not there, we get them filed for you. We will immediately request a hearing so that you can have your day in court. That day won’t come overnight, but we will use the time while we’re waiting for that day to prepare your case. That may mean sending you to more doctors, getting more opinions, and figuring out how serious your injuries are and how they’re going to impact your ability to return to work.

If your injuries are so severe that you in your heart know and you in your gut know you can’t return to work, then I’m going to work for my client to develop their case so that we can prove that both medically and vocationally with someone who has a master’s degree in vocational counseling. If this is you, contact our office. We would be glad to help you, and we want the opportunity to start working for you as soon as possible. The clock is ticking on you, even if you didn’t really know there was a clock. There’s a part of you that realizes something is off, so use that to contact our office and let us fight for you and your family.

2. What does vocational rehabilitation mean?

Recently, someone called my office that was on workers’ comp and was a little worried because they were representing themselves and had been contacted by someone that the insurance company hired to provide them with “vocational rehabilitation.” On the surface, vocational rehabilitation sounds like an innocent term. It’s big words for “we’re going to try to help you find a job.” We have to go beneath the surface in Richmond County, NC workers’ comp because employers are consistently looking for how they can save themselves money, and they don’t care if they save themselves money at your expense.

When an insurance company hires a “vocational rehabilitation specialist,” there are lots of dirty tricks that you have to be aware of. The vocational rehabilitation specialist cannot always write an honest report about your injuries and your disabilities. The reason they can’t is because if they start writing reports that actually show that you’re truly injured and can’t go back to work, then the workers’ comp carrier will become angry with them and will take them off the job and not send them any other cases. These vocational rehabilitation specialists hired by insurance companies and employers are caught between a rock and a hard place. On the one hand, they’re supposed to really try to help you and have a code of ethics that say they’re supposed to help you. On the other hand, if they’re really honest about your injury, they’re going to get fired and they know it.

When you have someone contact you from vocational rehabilitation hired by the insurance company, you need experienced workers’ compensation attorneys that are experienced in North Carolina law. There’s a number of steps we can take to prevent this “wolf in sheep’s clothing” from harming your case. One of them is we know vocational experts that are actually honest and willing to call it like they see it, and we know how to get you to those people.

When you’re in this situation, you’re in danger. You need to contact our office and let us help you before mistakes occur that cannot be undone. Your family is relying on you, your rights are at stake, so contact our office and let us help. Again, there are times when a vocational rehabilitation specialist hired by and insurance company is a wolf in sheep’s clothing. Don’t let that wolf get you. Call our office.

3. What does scheduled loss mean regarding my workers’ comp case?

In North Carolina, you may have heard about something called a scheduled loss, or you may have even heard about the rating. In fact, some people who have been injured on the job, that’s really what they know about workers’ compensation. When you have a serious injury with permanent impairment, you need to consult with an experienced Richmond County, NC attorney, because a scheduled loss injury or a rating injury is the lowest form of settlement in North Carolina. If you have a serious injury that prevents you from doing your past work or prevents you from working at all, you may well be entitled to more benefits than a scheduled loss injury or rating.

A lot of times the employer knows their rights, and they know your rights, and they realize you don’t know all your rights because this is the first time you’ve ever been through anything like this. As a result, they will offer the employee the rating and act like they’re doing a favor to the employee when, in fact, the employee is entitled to much more. Contact our office and know that many, many times we have taken someone who has been offered a rating and gotten them a much better legal result, even after our office was paid, because the employer was trying to take advantage of them and only offer them a scheduled loss or rating settlement when their losses were much greater. Contact our office and let us help you.

Were you or a loved one seriously injured at work in North Carolina and have questions about workers’ compensation? Check out these 3 workers’ comp questions, then contact experienced Richmond County, NC worker’ compensation lawyer H. Bright Lindler today for a free consultation and case evaluation.

We will fight for you and your family.

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